Time to Protect Those Who Matter Most
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John Barlow
Licensed Broker & Senior Field Underwriter
National Producer #: 15836387 15836387
Time to Protect Those Who Matter Most
John Barlow
Licensed Broker & Senior Field Underwriter
National Producer #: 15836387
Term Insurance with Living Benefits
Term insurance is not only quick and easy to issue but also offers valuable living benefits. In addition to providing a death benefit, many plans allow you to access funds if you’re diagnosed with a critical, chronic, or terminal illness.
Final Expense
Losing a loved one is always a challenging experience, both emotionally and financially. Final expense plans are designed to alleviate the financial burden that comes with end-of-life expenses, helping families focus on what truly matters during difficult times.
These plans offer flexible coverage amounts to suit various budgets, ensuring that everyone can find the right protection.
Mortgage Protection
Mortgage protection is a simple and quick-to-issue insurance policy designed to safeguard your most valuable asset—your home. These plans provide a death benefit that can cover all or part of your mortgage, ensuring your family isn’t burdened with payments in the event of your passing.
Many plans offer optional riders, like disability income and return of premium, which can refund some or all of the premiums paid if the policy isn’t used.
Indexed Universal Life
An Indexed Universal Life (IUL) policy is a permanent life insurance option that not only provides a death benefit but also allows you to accumulate cash value over time, which can grow based on the performance of a selected stock market index, like the S&P 500. This cash value can be used to help supplement your retirement plan, offering a tax-advantaged way to increase your retirement income.
Fixed Indexed Annuities
A Fixed Indexed Annuity (FIA) offers a safe way to benefit from market gains while protecting your principal from losses, making it an excellent choice for securing your retirement. With an FIA, you can participate in market growth without the risk of losing your investment during downturns, providing both growth potential and financial security for your future.
What You’ll Get During This Free Consultation
During your call, you will be able to sit with a licensed professional who will be able to shop around the top carriers to find you not only the best coverage for your current situation but also at the best price available. No two people are the same, and neither should your coverage. Let John help you to find your best options available.
About John Barlow
John has been serving families like yours for since 2010, helping them to find the best possible options without stretching their budget. John is knowledgeable about the top products offered on the market and can help answer any questions that you may have.
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National Producer #: 15836387
